If you’re looking for the best Bitcoin Debit Card, you’re in luck as there is a variety of cards to choose from. They let you cash out your Bitcoin and other cryptocurrencies instantly in the real world. Crypto Cards look and function as any modern visa or MasterCard but use cryptocurrencies in their back-end.

While the adoption of cryptocurrencies is increasing, most business still only accept fiat currencies. For this reason, cryptocurrency users have always had to first convert their holdings to fiat using an exchange, deposit it into a bank, and then spend it. Bitcoin Debit cards remove this hassle by letting you spend your cryptocurrencies instantly.

Bitcoin Debit Card UK

 

Choosing the Best Bitcoin Debit Card in UK

Customers in the UK can choose from various cards and are not short of choice. Each of them come with their pros and cons and one card might not be ideal for everyone. The metrics we look for are security, fees, ease-of-use, supported currencies, jurisdiction, and perks.

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Wirex

Bitcoin Debit Card Wirex

Wirex is by far the best Bitcoin Debit Card we’d recommend for most people in the UK. They are not just a card provider. Instead, Wirex is a challenger bank which natively supports cryptocurrencies.

Within the Wirex app, users can deposit and withdraw cryptocurrencies. Alternatively, cryptocurrencies can be instantly sold and converted to fiat currencies which can be spent using their Visa Card.

However, what makes Wirex truly special is its ‘Cryptoback.’ Wirex provides 2% cashback in Bitcoin for qualifying transactions made using its Visa card.

Wirex Card Issuance Fees: None
Wirex monthly fees: Free for the basic plan. £9.99 and £29.99 if you choose the premium and elite plans. They come with better cryptoback percentages.
Other Wirex Fees: ATM withdrawals above £400 per month attract a 2% fee
Supported Fiat Currencies: GBP, EUR, USD, SGD, etc.
Cryptocurrencies Supported: Bitcoin, Litecoin, Ethereum, TC, XRP, WXT, DAI, NANO and XLM.
Jurisdiction: London, United Kingdom

Wirex Card Type: Visa

Coinbase Card

Bitcoin Debit Card Coinbase

Coinbase is one of the largest exchanges, and they conveniently offer a debit card to cash out your crypto gains quickly. It does not come with any of the frills such as rewards or any bonus features. However, it is a safe bet for those looking for an easy card from a reliable exchange.

Coinbase Card Issuance Fee: £4.95
Coinbase Card monthly fees: None
Other Coinbase Card Fees: ATM withdrawal above £200/month attracts 1% fee in theUK and 2% in other countries. All transactions inside the UK are free. However, transactions within the EU comes with a fee of 0.2% and 3% for other countries.
Supported Fiat Currencies: GBP, EUR, USD
Cryptocurrencies Supported: Bitcoin, Litecoin, Ethereum, etc.
Jurisdiction: USA

Coinbase Card Type: Visa

Crypto.com Card

Bitcoin Debit Card Crypto

Crypto.com, previously known as Monaco is an early pioneer in the crypto-card scene. They were one of the first companies to launch a visa-based crypto card. They have an extensive crypto offering to serve all kinds of customers. Crypto.com provides five different cards with various rewards and features. While the basic version is free, the other four variants require staking of CRO tokens that can cost as much as £300,000 for the most expensive card.

Crypto.com card offers some of the most unique rewards. The base card comes with 1% reward and goes all the way up to 8% on the highest-end card. Some variants even offer a free subscription to Spotify, Netflix, and Amazon Prime.

Crypto.com Card Issuance Fee: Free for the base card. Higher variants require significant staking of CRO Tokens.
Monthly fees: None
Crypto.com Card Other Fees: ATM withdrawal limit of £180 per month and a currency exchange fee of 0.5% above £1,800. However, these limits are much higher for the other cards.
Supported Fiat Currencies: GBP, EUR, SGD, etc.
Cryptocurrencies Supported: Bitcoin, Crypto.com Coin (CRO), Ethereum, Litecoin, etc.
Jurisdiction: Hong Kong

Crypto.com Card Type: Visa

Revolut

Bitcoin Debit Card Revolut

Revolut is another Challenger Bank, similar to Wirex. It is easy to open an account right within the app and supports conversion of major cryptocurrencies right within the app.

Revolut does not come with a reward system. However, it has some of the lowest fee in the industry. It has 4 different monthly plans to choose from, with the cheapest plan being free and the most expensive plan at £12.99 per month. The major difference is the difference in fees and additional purchase protection.

Revolut Card Issuance Fee: Free
Revolut Monthly fees: Free to £12.99
Other Fees: The free card come with an ATM limit of £200 per month, and free forex markup up to £1,000.
Supported Fiat Currencies: GBP, EUR, USD, etc.
Cryptocurrencies Supported: Bitcoin, Ethereum, Litecoin, Stellar, etc.
Jurisdiction: London, UK

Revolut Card Type: Mastercard

Monolith

Bitcoin Debit Card Monolith

Monolith Card is probably one of the coolest and most unique cards in this list. Instead of using the traditional system, it runs on Ethereum Blockchain using smart contracts. This also means that the card does not support Bitcoin.

The card is linked to a non-custodial Ethereum wallet that is controlled by you, making it one of the most secure cards. The Ethereum on your wallet can be exchanged for fiat currencies on demand, which can be spent using the Monolith Visa Card. However, with the Ethereum Gas fee fluctuating, transaction costs can get really high.

Monolith Card Issuance Fee: None
Monolith Card Monthly fees: None
Other Fees: There is a fee of 2.95% every time you top up and various other fee for ATM withdrawals and currency conversions. However, you should also consider the Ethereum Gas Fee while adding money to your wallet.
Supported Fiat Currencies: GBP, EUR
Cryptocurrencies Supported: Ethereum, Monolith (TKN), and other major ERC-20 tokens.
Jurisdiction: London, UK

Monolith Card Type: Visa

CryptoPay

Bitcoin Debit Card CryptoPay

CryptoPay offers a simple prepaid card that can be topped up with Cryptocurrencies. It does not come with any of the fancy features, a bank account, or a rewards program. However, it gets the part of offering a prepaid card right and straightforward.

The fee is also minimal as compared to other crypto cards. It comes with high spending limits which can be used at offline POS stations and for online purchases.

CryptoPay Card Issuance Fee: £5
CryptoPay Monthly fees: £1
Other Fees: There is a loading fee of 1% and Domestic ATM fee of £2.5. With foreign transactions, there is an exchange fee of 3% and ATM fee comes to £3.5
Supported Fiat Currencies: GBP, EUR
Cryptocurrencies Supported: Bitcoin, Ethereum, Litecoin, and XRP
Jurisdiction: London, UK

CryptoPay Card Type: Visa

Best Bitcoin Debit Card in the UK: Verdict

Choosing a Bitcoin Debit Card can get hard. While the initial costs are low, the various fees add up. So, you have to choose the card that best suits you.

Wirex is most likely the best option for most people as it acts as a bank and cryptocurrency exchange rolled into one along with a debit card. The Bitcoin Cashback that they offer is also highly enticing.

Crypto.com Card is a good choice for those who’re looking for premium cards and can afford one. Meanwhile, Monolith has a truly unique offering by using the Ethereum Blockchain.

If you’re looking for something simple, and you already have a Coinbase account, a Coinbase Visa card might work for you. Otherwise, CryptoPay is also a good choice for its low fee and straightforward functioning.

If you’re looking to trade on exchanges, check out our article on Crypto-Friendly banks in the UK.